Will checking my eligibility affect my credit score?
Checking your eligibility doesn’t affect your credit score. If you select and accept a payment offer, your credit score may be affected.
What happens after I’m approved?
Once you see the amount you are pre-qualified for with Affirm, you will want to discover the full amount that you wish to finance. Important Note – Make sure to include any taxes or shipping if applicable in the subtotal to determine full amount. Affirm will walk you through the steps to finalize, pick your payment plan and will provide you a digital card via email with a number to use during checkout. This card expires within 24 hours.
How do I pay?
You will check out with the one-time card number from Affirm online like a normal transaction.
What type of interest or fees are charged?
Affirm doesn’t charge late, prepayment or annual fees. Depending on the size of the purchase, your payment plan may include interest. You’ll never owe more interest than you agree to on day one – so you always know what you are getting into.